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4296 Banks Road

Middleburg, FL 32068
  • $495,000
  • STATUS: Active
  • ON SITE: 26 Days
  • MLS #: 2156690
UPDATED: 88 min ago
$495,000
  • 3
    BEDS
  • 1.11
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,160
    SQFT
  • $427
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1996
County:

School Ratings & Info

Description

RARE OPPORTUNITY to own this secluded WATERFRONT OASIS along BLACK CREEK in Middleburg! Nestled on 1.11 acres with an impressive 365 feet of direct water frontage, this property offers extreme privacy in a serene nature setting that is truly a peaceful escape. The elevated main living space is located entirely upstairs, perfectly framing stunning nature views from every direction. Inside, you will find a bright, open floor plan that connects the main living areas, which feature durable luxury vinyl plank flooring and carpet in the bedrooms. This level hosts 3 bedrooms and 2 full bathrooms, including a primary suite complete with a private bath, walk-in shower, walk-in closet, and French doors leading to spacious, covered porch that overlooks Black Creek, providing the perfect vantage point for morning coffee or evening relaxation. The ground level opens up to a massive recreational hub heated and cooled by the upstairs thermostat. This completely open space offers endless room to entertain and features a convenient second kitchen, a half bathroom, a laundry room, dedicated storage spaces, and a pool table that stays with the home. From here, you can step directly onto a large 730 SF concrete patio to enjoy the outdoors. For water enthusiasts, you can head straight down to the private dock to cast a line, launch your vessel into Black Creek, or simply take in the serene views. As aerial photos demonstrate, most of the expansive lot has already been cleared, offering plenty of room for animals, a garden, or even building a second dwelling. Hobbyists and mechanics will fall in love with the massive 1,150 SF two-car garage, which includes a generous workspace outfitted with custom cabinetry for all your tools. This unique estate is sure to bring its next owner endless peace and joy, so schedule your private tour today before it is gone! Roof 2023-HVAC 2023-Water Heater 2024

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© 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than MaxRev LLC are marked with the listing broker’s name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. Data last updated 2026-08-19T00:24:52.407.

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4296 Banks Road Middleburg, FL 32068

  • Price: $495,000
  • Status: Active
  • On Site: 26 Days
  • Updated: 88 min ago
  • MLS #: 2156690
3
Beds
2
Baths
0
½ Baths
1.11
Acres
1,160
SQFT
$427
$/SQFT
1996
Built
Neighborhood:
Verifying Subd
County:
Clay
Area:
141-MIDDLEBURG NW
Property Description
RARE OPPORTUNITY to own this secluded WATERFRONT OASIS along BLACK CREEK in Middleburg! Nestled on 1.11 acres with an impressive 365 feet of direct water frontage, this property offers extreme privacy in a serene nature setting that is truly a peaceful escape. The elevated main living space is located entirely upstairs, perfectly framing stunning nature views from every direction. Inside, you will find a bright, open floor plan that connects the main living areas, which feature durable luxury vinyl plank flooring and carpet in the bedrooms. This level hosts 3 bedrooms and 2 full bathrooms, including a primary suite complete with a private bath, walk-in shower, walk-in closet, and French doors leading to spacious, covered porch that overlooks Black Creek, providing the perfect vantage point for morning coffee or evening relaxation. The ground level opens up to a massive recreational hub heated and cooled by the upstairs thermostat. This completely open space offers endless room to entertain and features a convenient second kitchen, a half bathroom, a laundry room, dedicated storage spaces, and a pool table that stays with the home. From here, you can step directly onto a large 730 SF concrete patio to enjoy the outdoors. For water enthusiasts, you can head straight down to the private dock to cast a line, launch your vessel into Black Creek, or simply take in the serene views. As aerial photos demonstrate, most of the expansive lot has already been cleared, offering plenty of room for animals, a garden, or even building a second dwelling. Hobbyists and mechanics will fall in love with the massive 1,150 SF two-car garage, which includes a generous workspace outfitted with custom cabinetry for all your tools. This unique estate is sure to bring its next owner endless peace and joy, so schedule your private tour today before it is gone! Roof 2023-HVAC 2023-Water Heater 2024
Exterior Features

Architectural Style [] Body Type [] Construction Materials [] Entry Level 2 Exterior Features Balcony Fencing [] Lot Features [] Other Structures [] Parking Features Additional ParkingGarage Patio And Porch Features CoveredPatio Pool Features [] Road Surface Type DirtGravel Roof Shingle Spa Features [] View Trees/WoodsWater Waterfront Features CreekNavigable Water Waterfront YN Yes

Interior Features

Appliances DishwasherDisposalElectric OvenElectric Water HeaterMicrowaveRefrigerator Cooling Central Air Cooling YN Yes Fireplace Features [] Flooring Carpet Furnished Unfurnished Heating Central Heating YN Yes Interior Features Breakfast BarCeiling Fan(s)Kitchen IslandOpen FloorplanPrimary Bathroom - Shower No TubWalk-In Closet(s) Laundry Features Electric Dryer HookupWasher Hookup Rooms Total 0

Property Features

Accessibility Features [] Association Amenities [] Association Fee Includes [] Association YN No Attached Garage YN No Cdd Fee YN No Current Use Single Family Dpr Eligible YN Yes Electric [] Green Energy Efficient [] Green Water Conservation [] Listing Terms CashConventionalFHAVA Loan Lot Size Dimensions 365 x 133 New Construction YN No Possession Close Of Escrow Property Attached YN No Property Condition [] Property Sub Type Single Family Residence Security Features [] Senior Community YN No Sewer [] Utilities Electricity ConnectedWater Available Water Source Well

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC: 904-996-9115.


© 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than MaxRev LLC are marked with the listing broker’s name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. Data last updated 2026-08-19T00:24:52.407.

Digital Millennium Copyright Act
 
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